Ask Ali is an AI co-pilot for Islamic finance compliance, product, and Shariah governance teams. It delivers source-attributed compliance analysis citing specific AAOIFI standards and clauses, multi-madhahib scholarly perspectives, Maqasid al-Shariah mapping, and contract document review. Ali is built on ZeroH Disclosure, the patent-pending privacy and proof platform that lets institutions use AI without surrendering control of sensitive data.

What is ZeroH Disclosure and how does Ali use it?

ZeroH Disclosure is the privacy and proof platform underneath Ali. It applies an institution’s disclosure policy at the prompt boundary, before any data reaches an external AI service, and produces a cryptographic record each time it does. Ali runs entirely within the controls the institution has approved. The model only sees what the policy allows the model to see. UK patent application GB2604344.8, filed 27 February 2026.

How is Ali different from ChatGPT or other AI for Shariah compliance?

Generic AI models often produce unsourced or incorrect regulatory citations and send raw prompts to the model before any policy is applied. Ali cites its actual source (specific standard, clause, and version), covers all four major madhahib with scholarly references, and maps rulings to the five Maqasid al-Shariah objectives. Ali is designed to say 'I cannot find a primary source for this' rather than producing a confident-sounding but incorrect citation, and ZeroH Disclosure underneath ensures sensitive data never leaves the institution unredacted.

What standards does Ali cover?

Ali covers AAOIFI Financial Accounting Standards (FAS), Shariah Standards (SS), and Governance Standards, IFSB guidelines and exposure drafts, BNM Shariah governance frameworks, and jurisdiction-specific regulatory requirements across GCC, Malaysia, Indonesia, Jordan, and other markets. Coverage spans documents across 14+ source categories including AAOIFI, IFSB, BNM, and regional fatwa compilations.

When is Ask Ali available?

Ask Ali is live as of 12 May 2026. The free research preview is open at ali.zeroh.io — sign in with your work email or Google to start. It is open to professionals and institutions inside Islamic finance: Shariah boards, compliance teams, product teams at Islamic banks, fintechs operating under dual mandate, scholars, and auditors. Institutions interested in pilots or enterprise deployments can talk to us via /contact for a tailored conversation.

Where does my data go when I use Ali?

The original prompt stays on the user’s device. ZeroH Disclosure detects sensitive fields client-side, applies the institution’s masking policy, and only the redacted prompt is sent onward. Audit trails are stamped inside the institution’s sovereign region (Qatar for GCC institutions). The external model receives only the masked tokens. Blade Labs holds SOC 2 Type II, ISO 27001:2022, and GDPR compliance. On-soil deployment is available where data residency is required.

How does multi-madhahib analysis work?

When you ask Ali a compliance question, it presents scholarly positions from all four major schools of Islamic jurisprudence (Hanafi, Shafi'i, Hanbali, and Maliki) simultaneously, with sources cited for each position. Your Shariah board selects the applicable view. Ali documents the reasoning and alternatives considered, creating an audit trail of the decision process.

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Compliant AI Starts Before the Cloud.Ask Ali, Built on ZeroH Disclosure.

An AI co-pilot for Islamic finance compliance, product, and Shariah governance. Source-attributed answers, multi-madhahib analysis, Maqasid mapping. ZeroH Disclosure applies your institutional policy at the prompt boundary, so the model only sees what you allow. The free research preview is live at ali.zeroh.io.

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Ask Ali AI chat interface showing Shariah compliance analysis with AAOIFI citations

Built for How Shariah Governance Actually Works

A platform designed around the workflows of compliance teams, Shariah officers, product teams, and legal counsel inside Islamic financial institutions.

Built on ZeroH Disclosure

Your institution’s disclosure policy is applied at the prompt boundary, before any external AI service sees the data. The original prompt stays under your control. The model only receives masked tokens. Each disclosure produces a cryptographic record stamped in your sovereign region.

Source-Attributed Answers

Every answer cites its source: the specific AAOIFI standard number, clause, and version. The exact reference, independently verifiable. If Ali cannot find a primary source, it says so.

Multi-Madhahib Analysis

Ali presents Hanafi, Shafi'i, Maliki, and Hanbali positions simultaneously, with scholarly sources for each. Your Shariah board selects the applicable view. Ali documents the reasoning and the alternatives considered.

Maqasid al-Shariah Mapping

Every analysis maps compliance findings to the five higher objectives of Islamic law: Protection of Faith (Din), Life (Nafs), Intellect (Aql), Lineage (Nasl), and Wealth (Mal). Connects technical compliance to purpose.

Contract Document Review

Upload Murabaha agreements, Sukuk prospectuses, Ijarah contracts, or Musharakah term sheets. Ali identifies compliance issues, cites the relevant standard, and flags clauses that require Shariah board review.

Darura Necessity Assessment

When conventional financing structures are unavoidable, Ali conducts a full Darura assessment with scholarly precedent and conditions for permissibility. Structured analysis your Shariah board can review and approve.

Why Ali Instead of Generic AI

Compliant AI Starts Before the Cloud

Ali is built on ZeroH Disclosure, the patent-pending privacy and proof platform. Your institution’s policy is applied at the prompt boundary, before any external AI service receives the data. The original prompt does not leave your device. Each disclosure produces a cryptographic record stamped in your sovereign region.

vs. alternatives: Generic AI services receive your raw prompt before any policy is applied. Once the data is in transit, you no longer control what was disclosed or to whom. Ali enforces the policy first, then sends only the redacted prompt onward.

Source Attribution on Every Answer

Ali cites the specific AAOIFI standard, IFSB guideline, or BNM framework (with clause number and version) for every compliance position. The actual reference, not a summary. Your Shariah board can verify independently.

vs. alternatives: Generic AI models often produce unsourced regulatory citations that cannot be independently verified. Ali attributes every answer to a specific standard, clause, and version.

Purpose-Built Islamic Finance Domain

Ali was trained and structured around AAOIFI, IFSB, BNM Shariah governance frameworks, and jurisdiction-specific requirements across GCC, Malaysia, and other markets. Multi-madhahib jurisprudence is a first-class feature, not an afterthought.

vs. alternatives: Most Islamic finance AI tools focus on single-madhab responses without comparative analysis or Maqasid mapping at the standard-clause level.

Audit Trails Your Regulator Can Verify

Every Ali analysis is backed by cryptographic audit trails via the ZeroH platform. Compliance opinions are not just stored. They are anchored to blockchain, timestamped, and selectively disclosable to regulators and Shariah boards.

vs. alternatives: Competitor Shariah chatbots produce chat logs. Ali produces cryptographically verifiable compliance evidence.

Platform, Not Just a Chatbot

Ali includes project management for compliance workflows, document review queues, contract screening pipelines, and board preparation tools. The full governance lifecycle in one platform, not just question-and-answer.

vs. alternatives: Most Shariah AI tools focus on document search or Q&A. Ali covers the full compliance workflow: document review, contract screening, board preparation, and institutional memory.

Frequently Asked Questions

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The free research preview is live at ali.zeroh.io. Sign in with your work email or Google to start. Institutional teams can also talk to us about pilots, enterprise deployments, and tailored briefings.

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