What regulatory standards does ZeroH support?

ZeroH supports AAOIFI Financial Accounting Standards (FAS) and Shariah Standards (SS), IFSB guidelines, ISO 37301, COSO, IIA Three Lines Model, ESG frameworks including TCFD/SSBJ, and jurisdiction-specific requirements across GCC, Malaysia, Bangladesh, and Japan. The AI obligation extraction works with any structured regulatory document.

How long does a ZeroH implementation take?

ZeroH ships with framework templates for AAOIFI, IFSB, and ISO 37301 to accelerate onboarding. The AI extracts obligations from your specific documents automatically. No consultants required. Your team configures workflows self-service. Timeline depends on scope and institutional requirements.

How does the blockchain audit trail work?

Every compliance decision in ZeroH, including obligation acknowledgements, workflow approvals, and document reviews, is cryptographically hashed and anchored to Hedera blockchain. The anchor timestamp is independently verifiable by anyone with the transaction ID. BBS+ signatures enable selective disclosure so you share only the evidence each stakeholder needs.

Is ZeroH suitable for Islamic finance institutions?

Yes. ZeroH is the only GRC platform with native AAOIFI and IFSB standards coverage at the clause level. It includes Shariah Supervisory Board workflow templates, product-specific compliance frameworks for Murabaha, Sukuk, and Ijarah structures, and Fatwa certification from Amanie Advisors for the underlying platform methodology.

What is the UK patent and what does it cover?

UK Patent Application GB2604344.8 protects "Systems and Methods for Cryptographic Disclosure Provenance of Self-Governing Data." It covers ZeroH's core innovation: self-governing data objects with cryptographically bound disclosure policies, trust boundary detection, selective disclosure via BBS+ signatures, and distributed ledger anchoring for immutable audit trails.

Where is ZeroH deployed?

ZeroH is live with Al Rayan Bank in the Qatar Financial Centre Digital Asset Lab (since September 2025) with Digital Receipt System status from QFC. Active pilots include a Bangladesh development bank partnership for Mudarabah livestock financing and a development finance institution for digital Waqf management.

Turn Regulatory Policy intoAutomated Workflow.

ZeroH is the AI-native GRC platform that extracts compliance obligations from your regulatory documents, manages stakeholder review workflows, and anchors every decision to blockchain. From manual checklists to automated governance, in weeks, not months.

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ZeroH SLA Obligations tracker showing 100% completion rate across Setup phase obligations

Every Capability Your Compliance Team Needs

Built from first principles for regulated industries. Not a generic GRC tool with Islamic finance bolted on.

AI Obligation Extraction

Upload any regulatory document: AAOIFI standards, IFSB guidelines, ESG frameworks. ZeroH AI extracts every compliance obligation automatically. No manual configuration required.

Multi-Stakeholder Workflows

Route obligations across Operations, Risk, Compliance, and Audit with configurable approval chains. Every sign-off is captured with a full audit trail.

Blockchain Audit Trails

Every compliance decision is anchored to Hedera blockchain. Immutable, timestamped, independently verifiable. Share audit evidence with regulators in seconds.

Selective Disclosure

BBS+ cryptographic signatures let you share exactly what each stakeholder needs: auditors see financial terms, external parties see redacted versions. Zero over-disclosure.

Real-Time Compliance Monitoring

Continuous monitoring replaces point-in-time audits. Track obligation status, identify gaps, and generate board-ready reports with one click.

Framework-Aligned Architecture

Pre-built alignment to ISO 37301, COSO, and IIA Three Lines Model. Implement established governance frameworks without reinventing the wheel.

Why ZeroH Instead of Generic GRC Tools

AI-Native, Not AI-Bolted-On

ZeroH was designed from the ground up for AI-driven obligation extraction. Competitors add AI features to legacy workflow tools. ZeroH starts with AI and builds governance around it.

vs. alternatives: Legacy GRC platforms typically require manual rule configuration. ZeroH extracts obligations from documents automatically.

Cryptographic Proof, Not Assertions

Every compliance claim in ZeroH is backed by blockchain-verified audit trails and BBS+ signatures. Not just a PDF report. Cryptographic proof that auditors and regulators can independently verify.

vs. alternatives: Generic GRC tools produce reports. ZeroH produces cryptographic evidence. "We comply" becomes "verify here."

Islamic Finance Domain Depth

AAOIFI and IFSB standards coverage, Shariah Supervisory Board workflows, Murabaha/Sukuk/Ijarah product templates, and Fatwa certification from Amanie Advisors. Purpose-built, not configured.

vs. alternatives: No generic GRC vendor covers AAOIFI at the clause level. ZeroH ships with Islamic finance frameworks out of the box.

Weeks to Deploy, Not Months

Self-service implementation with AI that learns from your documents. Predefined framework templates accelerate onboarding. Predictable pricing, with no billable-hour consulting.

vs. alternatives: Enterprise GRC implementations average 6-18 months. ZeroH accelerates deployment with self-service configuration and no consultants required.

Frequently Asked Questions

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See how ZeroH extracts obligations from your regulatory documents and builds audit-ready workflows in weeks.

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